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Program Category:

Financial Incentive

Program Type:

Loan Program

Implementing Sector:



Kentucky (Limited Areas)

Contact Information



Kentucky (Limited Areas)


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Greater Cincinnati Energy Alliance - Residential Loan Program

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The Greater Cincinnati Energy Alliance provides loans for single family residencies and owner occupied duplexes in Hamilton, Butler, Warren, and Clermont counties in Ohio and Boone, Kenton, and Campbell counties in Kentucky. To qualify for loans, homeowners must be within the Energy Alliance service territory, adhere to ENERGY STARĀ® minimum standards, and the upgrade must be completed by a participating Energy Alliance home performance contractor or installer.

Homewoners can review what energy efficiency upgrades are available and apply for either a 6.99% Whole Home loan (which requires a Whole Home Energy Assessment) or a 9.99% Improvement Specific loan from $1,000 - $20,000 on upgrades such as:

  • Envelope air sealing
  • Insulation
  • Ductwork air sealing
  • Heating and Cooling (Including geothermal)
  • Water heaters (Including Solar Water Heaters)
  • Appliances
  • Windows/doors/skylights
  • Lighting
  • Solar photovoltaics (for Whole Home Loans only)

For more information see the Greater Cincinnati Energy Alliance web site. Greater Cincinnati also offers a rebate program for homeowners in Cincinnati who upgrade their home with energy efficient equipment.


Maximum Loan: 20,000
Loan Term: Up to 10 Years
Interest Rate: 6.99% for Whole Home loans
9.99% for Improvement Specific loans

Other Incentive Programs

For other incentive programs in Kentucky, please click here.

Please note that the information on this page is derived from DSIRE's Database of State Incentives for Renewables & Efficiency operated by NC Clean Energy Technology Center.